A dress in a dream usually promises some weather changes. You should expect warm and sunny days when you can enjoy the bright colors of nature. Perhaps, you will soon enjoy the weather in an exotic country. A dress in your dream can also signify a long journey.
To pay off debt indicates that you will get rid of past arguments and reconcile with people. To take a loan signifies that you will get some useful knowledge and information from important people, and you will be able to apply it to your job.